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Offline Ishawy

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Insurance
« on: February 24, 2017, 11:35:33 AM »
Hi everyone
I collect my xr on 4/3/2017 and I can't wait, the problem I've been having is getting the bloody thing insured. Every quote I get is for a 160bhp but the new one is for 165bhp and oh my god when you ring them the prise of your insurance jumps. I've been riding for 10years I'm 49 with 7years ncb and the cheapest quote is £471 fully comp does this seem high or am I just being a Scrooge. My zzr1400 on 2009 was 200 a year.
Even bmw Mottrad insurance don't list the 2017 model !!!!!!!!😕

Online Winger

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Re: Insurance
« Reply #1 on: February 24, 2017, 01:33:28 PM »
Attempting to find any logic when it comes to motorcycle insurance in the UK is a lost cause.

I currently run 5 bikes 4 on one policy and the XR on a separate one and had loads of hassle getting it insured last year thats with 48 years and I had a spare no claims at 8 years and an sp30

What I have never done is the online thing it's always been recorded word of mouth over the phone,BM Who used to insure my K sport for £220 wanted £750!! I did thank them for letting me know what it used feel like at 16 years of age again when they used to say 'You want to insure what sonny'  :001:

I've just had a renewal for 20 quid less than you qoute and phoned them up and told them no matter what happens I'm not paying and not matter what the law says I'll moth ball it and ride one of the others which took me into an insane conversation which was resolved in the end bizarrely the whole thing is an absolute nonsense.

I don't see the link for the HP it's just a 17 XR?




Offline RichS1000XR

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Re: Insurance
« Reply #2 on: February 24, 2017, 05:35:36 PM »
Why are you discussing horsepower with your insurer? Just insure a 2017 XR, ya goon! :008:

Offline XRJoe

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Re: Insurance
« Reply #3 on: February 24, 2017, 07:35:18 PM »
My renewal just come through @ £405.
I use the comparison websites - instantly got it down to £293.
That's for a 2016 SE 6 years bonus and £450 total excess.
Still looking to better that - but won't bother ringing insurer - they don't know what they are talking about.

If you are saying that computer does't recognise the 2017 model -  yeah - I've also had that problem.

Offline ktm2782

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Re: Insurance
« Reply #4 on: February 24, 2017, 09:34:14 PM »
principle insurance....... £210pa - £0 excess - 46 with 30 yrs riding and NCB ... so i guess it should be bloody cheap

Offline Ishawy

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Re: Insurance
« Reply #5 on: February 25, 2017, 11:17:56 AM »
The reason horse power is being discussed is because they ask the question and I'm sure they will use it get out of paying out if anything did happen

Offline Bob S

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Re: Insurance
« Reply #6 on: February 25, 2017, 02:30:35 PM »
Just say it's a 2017 model year XR and when they ask the power just say "I don't know".

Offline RichS1000XR

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Re: Insurance
« Reply #7 on: February 25, 2017, 11:09:23 PM »
*Originally Posted by Ishawy [+]
The reason horse power is being discussed is because they ask the question and I'm sure they will use it get out of paying out if anything did happen

I've never been asked about horsepower figures from an insurer. Just refer them to the BMW website.

Offline ogden

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Re: Insurance
« Reply #8 on: March 07, 2017, 08:59:08 PM »
Every quote I've had, the model has been 'S1000 XR SPORT SE (160 HP)', which is rather more detailed than any other bike I've ever insured, and doesn't leave much wiggle room. The new one will, presumably, end with '(165 HP)' once they get their databases sorted.

If it's any consolation, I've just paid 650 quid to insure mine. Still, it's only money, and peanuts compared to what the bike cost.  :086:
Current stable: S1000XR | 990SMT | GSXR1000 | YZF-R6 #7

Offline Ishawy

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Re: Insurance
« Reply #9 on: March 13, 2017, 05:32:19 PM »
Hi Ogden  :305:
I even rung bmw Mottrad insurance up and they didn't have the bike listed  :430:and they said it was down to Thatcham not grouping the bike and sending out the new details to all insurance company's.... but hay oh its all done now one new xr at home and I love it.
THANKS FOR EVERYBODYS COMMENTS AND HOPEFULLY IT WILL ALL BE SORTED IN THE NEAR FUTURE :305:

 


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